HOMETOWN BUSINESS CHECKING ACCOUNT
Business Checking for the Small Business Owner.
- Minimum Average Current Balance of $1,000.00
- Balances below $1,000.00 are charged a $10.00 base fee
- 200 deposited items free
- 200 checks/debits free
- $0.15 per item in excess of 200 deposited items
- $0.15 per item in excess of 200 checks/debits
- Each returned deposited item $5.00
- Each roll of coin purchased $0.05
Per item fees will apply regardless of account balance
Fees for NSF and Overdrafts still apply
REGULAR BUSINESS CHECKING ACCOUNT
Business checking accounts are service-charged on a comprehensive analysis basis which is summarized below. Statements are produced on the last business day of each calendar month for your convenience, and you may choose to receive an optional printed account analysis with each monthly statement.
The following fees for servicing your account will be offset by a monthly earnings credit based on your average collected balance. Contact customer service @ 770.949.2500 for this rate.
| Base service fee |
$5.00 |
| Each deposited credit |
$.10 |
| Any ACH, electronic or other credit |
$.10 |
| Each check deposited |
$.075 |
| Each check paid |
$.10 |
| Each ACH, electronic or other debit |
$.10 |
| Each roll of coin purchased |
$.05 |
| Each food coupon strap deposited |
$.10 |
| Each returned deposited item |
$5.00 |
By examining your individual account analysis, you may be able to customize your service charge by adjusting the average balance kept on deposit in your account.
Your account will be debited on the first business day of each month for any Account Analysis charges incurred during the previous month.
BUSINESS NOW ACCOUNT
- With a minimum balance of $750.00 or an average balance of $1,500.00, you can earn interest* with no service charge.**
- Lower balances are assessed a $5.00 maintenance fee, plus $.20 per check or debit.
- Interest is accrued on the collected balance of the account.
- Available to sole proprietorships only
* All interest rates are subject to market changes.
** Regular fees for NSF and Overdrafts still apply.
Additional account information and detailed disclosures are available upon request, and will also be provided before opening your account.
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