SAVINGS ACCOUNT

• A minimum balance of $100.00 earns interest compounded quarterly and paid
  quarterly.* 
• Lower balances are charged $5.00 monthly. 
• A fee of $1.00 is charged for each withdrawal in excess of 3 per month.**

TIERED MONEY MARKET ACCOUNT

• Minimum balances of $1,000.00 or average balances of $1,500.00 earn the money market rate, which is adjusted weekly to local competition. 
• Minimum balances of $10,000.00 or more earn increasingly higher rates. 
• Contact us for current rates and tiered balance details.* 
• Minimum balances below $1,000.00 earn the current NOW account interest rate.* 
• This is a limited withdrawal account with a penalty for excessive withdrawals.**

THE CUB CLUB SAVINGS ACCOUNT
A special savings account for kids 12 and under. 

• Initial deposit of $10.00.
• Lower balances charged $1.00 monthly. 
• $1.00 fee for each withdrawal in excess of 3 per month. 
• Earns same interest as regular savings.*
• Deposits earn CUB stamps toward gifts.

*   All interest rates are subject to market changes
** Fees may reduce earnings.  If excessive withdrawals become frequent, your account maybe changed to a non-interest bearing account.